RESP (Registered Education Saving Program)
RESP (Registered Education Saving Program)
RESP is a unique savings program that safeguards the primary or secondary education of your children. It ensures that your child attends the school that he deserves, despite any difficulties you may be having at work or in your business.
Borrowing to contribute to your registered education savings plan (RESP) allows you to take full advantage of government grant programs and thereby save more for your child’s postsecondary education.
WHY IS RESP IMPORTANT
- You contribute as much as possible to receive all the grants to which you are entitled.
- By investing additional funds from grants and contributions obtained as a result of the RESP loan for your child, you gain access to a higher yield.
- You don’t need to change your budget if you increase your contributions
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