For those who are not qualified for life insurance, MBE offers non-medical insurance. A non-medical insurance policy is for your protection and security in addition to any medical conditions or illnesses. It is urgent even if it is not medical.
A medical examination, blood test, or evaluation of your vital signs are not necessary for non-medical life insurance policies (blood pressure, height and weight etc). Without requiring such tests, life insurance coverage can be acquired far more quickly—and in some cases, instantly.
WHY YOU SHOULD CONSIDER NON-MEDICAL INSURANCE
- You have a dangerous job or participate in hazardous or extreme sports
- You don’t like needles or medical exams
- You just want your coverage fast
WHO NEEDS NON-MEDICAL INSURANCE?
No medical exam life insurance can be an option for people interested in coverage but who are concerned about not qualifying because of their age, health, or other concerns.
A no medical exam insurance coverage might be something you want to think about if:
- You are worried that your health will prevent you from receiving an exam-based coverage.
- Your health rating may result in higher premiums for an exam-based coverage.
- You want to avoid waiting for a medical checkup since you urgently need life insurance.
- Despite your advanced age, you want to give your loved ones financial security.
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